Terms of Service

Westmere Financial provides access to:

• Unsecured business term loans
• Business lines of credit
• SBA financing
• Startup funding
• Revenue-based financing
• Equipment financing
• Other commercial financing products

Westmere Financial may:

• Fund transactions directly as a lender; and/or
• Facilitate financing through third-party lending institutions, banks, marketplace lenders, or financial partners as a lender service provider ("LSP").

Submission of information through this website does not constitute:

• A loan approval
• A lending commitment
• A guarantee of funding
• A guarantee of rates or terms

All financing offers remain subject to underwriting review, verification, lender approval, and applicable laws.

Unless otherwise expressly stated, financing products offered through this website are intended strictly for business or commercial purposes and not for personal, family, or household use.

You acknowledge and agree that:

• Your information may be shared with third-party lenders, banks, financing providers, underwriting partners, processors, or marketplace participants.
• Third-party providers may independently evaluate your application and conduct soft or hard credit inquiries where permitted.
• Westmere Financial is not responsible for decisions, rates, disclosures, servicing practices, or actions taken by third-party providers.

By submitting information through this website, you consent to receive:

• Calls
• Emails
• SMS/text messages
• Automated communications
• Pre-recorded communications

from Westmere Financial and its partners regarding financing products and services.

Consent is not required as a condition of obtaining financing.

By providing your phone number, you expressly consent to communications using:

• Automatic telephone dialing systems
• Artificial or prerecorded voice technology
• SMS/text messaging

Message and data rates may apply. You may opt out at any time by replying STOP.

Certain products may initially utilize a soft credit inquiry that does not affect your credit score. If you proceed with financing, a hard inquiry may be required by the originating lender or funding provider.

Information provided on this website is for informational purposes only and does not constitute:

• Legal advice
• Tax advice
• Accounting advice
• Financial planning advice

You should consult qualified professionals before making financial decisions.

To the maximum extent permitted by law, Westmere Financial shall not be liable for:

• Indirect damages
• Consequential damages
• Lost profits
• Data loss
• Delays in funding
• Third-party lender actions

These Terms shall be governed by the laws of the State of Illinois without regard to conflict-of-law provisions.