Privacy Policy
Effective Date: May 18, 2026 | Last Updated: May 18, 2026
1. Introduction
Westmere Financial ("Company," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website westmerefinancial.com, submit an application, or otherwise interact with our services. Please read this policy carefully. If you disagree with its terms, please discontinue use of our site.
2. Information We Collect
We may collect the following categories of personal information:
- Identifiers: Name, email address, phone number, business name, and mailing address.
- Financial Information: Business revenue, credit score range, requested loan amount, and related financing details you provide voluntarily.
- Usage Data: IP address, browser type, pages visited, referring URLs, and interaction data collected automatically via cookies and analytics tools.
- Communications: Messages, inquiries, and correspondence you send to us.
3. SMS / Text Message Communications (A2P 10DLC)
By providing your mobile phone number and submitting an inquiry or application form on our website, you expressly consent to receive text messages (SMS/MMS) from Westmere Financial, including but not limited to:
- Application status updates and follow-ups
- Pre-qualification information and funding offers
- Appointment reminders and scheduling confirmations
- Promotional messages related to our financial products and services
Message frequency may vary. Standard message and data rates may apply depending on your mobile carrier and plan.
Opt-Out: You may opt out of receiving SMS messages at any time by replying STOP to any text message we send you. After opting out, you will receive one final confirmation message. To re-enroll, reply START.
Help: For assistance, reply HELP to any message or contact us at info@westmerefinancial.com.
Our SMS program is registered and compliant with A2P 10DLC (Application-to-Person 10-Digit Long Code) regulations as required by U.S. mobile carriers. We do not sell, share, or transfer your mobile phone number to third parties for their own marketing purposes. Message content is solely related to Westmere Financial services.
4. How We Use Your Information
We use the information we collect to:
- Process and evaluate your loan or line of credit application
- Communicate with you about your inquiry, application, or account
- Send transactional and promotional communications (with your consent where required)
- Improve our website, products, and services
- Comply with applicable laws, regulations, and legal obligations
- Prevent fraud and protect the security of our platform
5. How We Share Your Information
We do not sell your personal information. We may share your information with:
- Lending Partners: Financial institutions and lenders to process your application and funding request.
- Service Providers: Third-party vendors that assist us with CRM, analytics, email, SMS delivery, and other operational services, under strict confidentiality agreements.
- Legal Obligations: Government authorities or law enforcement when required by law, subpoena, or court order.
- Business Transfers: In connection with a merger, acquisition, or sale of company assets, your information may be transferred as a business asset.
6. Cookies & Tracking Technologies
We use cookies, web beacons, and similar tracking technologies to analyze site traffic, personalize content, and improve user experience. You may control cookie preferences through your browser settings. Disabling cookies may affect certain features of our website.
7. Data Retention
We retain your personal information for as long as necessary to fulfill the purposes outlined in this policy, comply with legal obligations, resolve disputes, and enforce our agreements. When information is no longer needed, we securely delete or anonymize it.
8. Data Security
We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
9. Your Rights & Choices
Depending on your state of residence, you may have rights to:
- Access the personal information we hold about you
- Request correction of inaccurate data
- Request deletion of your personal information (subject to legal obligations)
- Opt out of marketing communications at any time
To exercise these rights, contact us at info@westmerefinancial.com.
10. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any third-party sites you visit.
11. Children's Privacy
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If we become aware that a minor has provided us with personal information, we will delete it promptly.
12. Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with a revised "Last Updated" date. Your continued use of our website after changes are posted constitutes your acceptance of the updated policy.
13. Contact Us
If you have questions or concerns about this Privacy Policy, please contact us: